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Tech Wreck
Tech stocks grabbed the investor spotlight during the Covid pandemic. Many gained so much value they reached $100 billion…
Jonathan Holtaway
President
Jon is the President of Ategra Capital Management, LLC, a company he co-founded in May 2005. He also was co-founder of 1st Portfolio Holding Corporation, a fee-based financial services company, which opened in 2009 and was sold to WashingtonFirst Bankshares in 2015 (WashingtonFirst sold to Sandy Spring Bancorp in 2018). Jon is currently Director of Hawthorn Bancshares Inc. (HWBK), a publicly-listed bank holding company.
Jon has been a bank investor and advisor since 1992 when he joined Danielson Associates, Inc. (merged with Ambassador Financial Group, Inc. in 2011), a Rockville, Maryland based firm where he was an Associate, Senior Vice President and Partner. His expertise includes merger advisory, equity valuation and strategic planning.
Jon has presented at bank industry conferences including the Pennsylvania Bankers Association and the Virginia Bankers Association. He is a graduate of the University of Pennsylvania’s Wharton School of Business with a B.S in Economics and a B.A. in History. In 2013, he authored the book – The Growth Penalty: Unfinished Business, Banking and the American Recovery. He lives in Vienna, Virginia with his wife and three children.
EDUCATION
University of Pennsylvania -
The Wharton School 1992
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Director
2009 – 2015
Danielson Associates
Partner 1997 – 2001
Associate 1992 – 1997
Jacques Rebibo
Chairman
Jacques is Chairman of Ategra Capital Management, LLC. He joined the company in 2010.
Mr. Rebibo has been a community bank investor for over 30 years. He entered the banking industry in 1985 when he invested in and joined the board of a de novo bank, Fairfax Bank & Trust. After ten years of operation, Fairfax Bank & Trust was sold to F&M Bancorp, which was subsequently acquired by BB&T. In 1999 Mr. Rebibo was an organizing director and became Chairman for nine years of Access National Bancorp (ANCX), which grew to $3 billion assets before selling to Union Bankshares in 2018 for $610 million.
In 2009, Mr. Rebibo co-founded and was Chairman of 1st Portfolio Holding Corporation, a residential mortgage and wealth management company. 1st Portfolio was sold to WashingtonFirst Bankshares (WFBI) in 2015, and WashingtonFirst Bankshares was acquired by Sandy Spring Bancorp (SASR) in 2018.
EDUCATION
University of Maryland
Graduate School
M.A. Mathematics
1966
Memphis State University
College of Arts and Sciences
B.S. Mathematics
1962
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Chairman
2009 – 2014
Access National Bank
Organizing Director and Chairman
1999 – 2008
In 2008, we were introduced to a new government policy…
Jonathan Holtaway
President
Jon is the President of Ategra Capital Management, LLC, a company he co-founded in May 2005. He also was co-founder of 1st Portfolio Holding Corporation, a fee-based financial services company, which opened in 2009 and was sold to WashingtonFirst Bankshares in 2015 (WashingtonFirst sold to Sandy Spring Bancorp in 2018). Jon is currently Director of Hawthorn Bancshares Inc. (HWBK), a publicly-listed bank holding company.
Jon has been a bank investor and advisor since 1992 when he joined Danielson Associates, Inc. (merged with Ambassador Financial Group, Inc. in 2011), a Rockville, Maryland based firm where he was an Associate, Senior Vice President and Partner. His expertise includes merger advisory, equity valuation and strategic planning.
Jon has presented at bank industry conferences including the Pennsylvania Bankers Association and the Virginia Bankers Association. He is a graduate of the University of Pennsylvania’s Wharton School of Business with a B.S in Economics and a B.A. in History. In 2013, he authored the book – The Growth Penalty: Unfinished Business, Banking and the American Recovery. He lives in Vienna, Virginia with his wife and three children.
EDUCATION
University of Pennsylvania -
The Wharton School 1992
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Director
2009 – 2015
Danielson Associates
Partner 1997 – 2001
Associate 1992 – 1997
Jacques Rebibo
Chairman
Jacques is Chairman of Ategra Capital Management, LLC. He joined the company in 2010.
Mr. Rebibo has been a community bank investor for over 30 years. He entered the banking industry in 1985 when he invested in and joined the board of a de novo bank, Fairfax Bank & Trust. After ten years of operation, Fairfax Bank & Trust was sold to F&M Bancorp, which was subsequently acquired by BB&T. In 1999 Mr. Rebibo was an organizing director and became Chairman for nine years of Access National Bancorp (ANCX), which grew to $3 billion assets before selling to Union Bankshares in 2018 for $610 million.
In 2009, Mr. Rebibo co-founded and was Chairman of 1st Portfolio Holding Corporation, a residential mortgage and wealth management company. 1st Portfolio was sold to WashingtonFirst Bankshares (WFBI) in 2015, and WashingtonFirst Bankshares was acquired by Sandy Spring Bancorp (SASR) in 2018.
EDUCATION
University of Maryland
Graduate School
M.A. Mathematics
1966
Memphis State University
College of Arts and Sciences
B.S. Mathematics
1962
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Chairman
2009 – 2014
Access National Bank
Organizing Director and Chairman
1999 – 2008
“Pig in a Poke” dates back five centuries…
Jonathan Holtaway
President
Jon is the President of Ategra Capital Management, LLC, a company he co-founded in May 2005. He also was co-founder of 1st Portfolio Holding Corporation, a fee-based financial services company, which opened in 2009 and was sold to WashingtonFirst Bankshares in 2015 (WashingtonFirst sold to Sandy Spring Bancorp in 2018). Jon is currently Director of Hawthorn Bancshares Inc. (HWBK), a publicly-listed bank holding company.
Jon has been a bank investor and advisor since 1992 when he joined Danielson Associates, Inc. (merged with Ambassador Financial Group, Inc. in 2011), a Rockville, Maryland based firm where he was an Associate, Senior Vice President and Partner. His expertise includes merger advisory, equity valuation and strategic planning.
Jon has presented at bank industry conferences including the Pennsylvania Bankers Association and the Virginia Bankers Association. He is a graduate of the University of Pennsylvania’s Wharton School of Business with a B.S in Economics and a B.A. in History. In 2013, he authored the book – The Growth Penalty: Unfinished Business, Banking and the American Recovery. He lives in Vienna, Virginia with his wife and three children.
EDUCATION
University of Pennsylvania -
The Wharton School 1992
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Director
2009 – 2015
Danielson Associates
Partner 1997 – 2001
Associate 1992 – 1997
Jacques Rebibo
Chairman
Jacques is Chairman of Ategra Capital Management, LLC. He joined the company in 2010.
Mr. Rebibo has been a community bank investor for over 30 years. He entered the banking industry in 1985 when he invested in and joined the board of a de novo bank, Fairfax Bank & Trust. After ten years of operation, Fairfax Bank & Trust was sold to F&M Bancorp, which was subsequently acquired by BB&T. In 1999 Mr. Rebibo was an organizing director and became Chairman for nine years of Access National Bancorp (ANCX), which grew to $3 billion assets before selling to Union Bankshares in 2018 for $610 million.
In 2009, Mr. Rebibo co-founded and was Chairman of 1st Portfolio Holding Corporation, a residential mortgage and wealth management company. 1st Portfolio was sold to WashingtonFirst Bankshares (WFBI) in 2015, and WashingtonFirst Bankshares was acquired by Sandy Spring Bancorp (SASR) in 2018.
EDUCATION
University of Maryland
Graduate School
M.A. Mathematics
1966
Memphis State University
College of Arts and Sciences
B.S. Mathematics
1962
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Chairman
2009 – 2014
Access National Bank
Organizing Director and Chairman
1999 – 2008
We have watched with wry amusement politicians battle…
Jonathan Holtaway
President
Jon is the President of Ategra Capital Management, LLC, a company he co-founded in May 2005. He also was co-founder of 1st Portfolio Holding Corporation, a fee-based financial services company, which opened in 2009 and was sold to WashingtonFirst Bankshares in 2015 (WashingtonFirst sold to Sandy Spring Bancorp in 2018). Jon is currently Director of Hawthorn Bancshares Inc. (HWBK), a publicly-listed bank holding company.
Jon has been a bank investor and advisor since 1992 when he joined Danielson Associates, Inc. (merged with Ambassador Financial Group, Inc. in 2011), a Rockville, Maryland based firm where he was an Associate, Senior Vice President and Partner. His expertise includes merger advisory, equity valuation and strategic planning.
Jon has presented at bank industry conferences including the Pennsylvania Bankers Association and the Virginia Bankers Association. He is a graduate of the University of Pennsylvania’s Wharton School of Business with a B.S in Economics and a B.A. in History. In 2013, he authored the book – The Growth Penalty: Unfinished Business, Banking and the American Recovery. He lives in Vienna, Virginia with his wife and three children.
EDUCATION
University of Pennsylvania -
The Wharton School 1992
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Director
2009 – 2015
Danielson Associates
Partner 1997 – 2001
Associate 1992 – 1997
Jacques Rebibo
Chairman
Jacques is Chairman of Ategra Capital Management, LLC. He joined the company in 2010.
Mr. Rebibo has been a community bank investor for over 30 years. He entered the banking industry in 1985 when he invested in and joined the board of a de novo bank, Fairfax Bank & Trust. After ten years of operation, Fairfax Bank & Trust was sold to F&M Bancorp, which was subsequently acquired by BB&T. In 1999 Mr. Rebibo was an organizing director and became Chairman for nine years of Access National Bancorp (ANCX), which grew to $3 billion assets before selling to Union Bankshares in 2018 for $610 million.
In 2009, Mr. Rebibo co-founded and was Chairman of 1st Portfolio Holding Corporation, a residential mortgage and wealth management company. 1st Portfolio was sold to WashingtonFirst Bankshares (WFBI) in 2015, and WashingtonFirst Bankshares was acquired by Sandy Spring Bancorp (SASR) in 2018.
EDUCATION
University of Maryland
Graduate School
M.A. Mathematics
1966
Memphis State University
College of Arts and Sciences
B.S. Mathematics
1962
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Chairman
2009 – 2014
Access National Bank
Organizing Director and Chairman
1999 – 2008
Nine years of economic expansion makes investors anxious. Expansions generally…
Jonathan Holtaway
President
Jon is the President of Ategra Capital Management, LLC, a company he co-founded in May 2005. He also was co-founder of 1st Portfolio Holding Corporation, a fee-based financial services company, which opened in 2009 and was sold to WashingtonFirst Bankshares in 2015 (WashingtonFirst sold to Sandy Spring Bancorp in 2018). Jon is currently Director of Hawthorn Bancshares Inc. (HWBK), a publicly-listed bank holding company.
Jon has been a bank investor and advisor since 1992 when he joined Danielson Associates, Inc. (merged with Ambassador Financial Group, Inc. in 2011), a Rockville, Maryland based firm where he was an Associate, Senior Vice President and Partner. His expertise includes merger advisory, equity valuation and strategic planning.
Jon has presented at bank industry conferences including the Pennsylvania Bankers Association and the Virginia Bankers Association. He is a graduate of the University of Pennsylvania’s Wharton School of Business with a B.S in Economics and a B.A. in History. In 2013, he authored the book – The Growth Penalty: Unfinished Business, Banking and the American Recovery. He lives in Vienna, Virginia with his wife and three children.
EDUCATION
University of Pennsylvania -
The Wharton School 1992
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Director
2009 – 2015
Danielson Associates
Partner 1997 – 2001
Associate 1992 – 1997
Jacques Rebibo
Chairman
Jacques is Chairman of Ategra Capital Management, LLC. He joined the company in 2010.
Mr. Rebibo has been a community bank investor for over 30 years. He entered the banking industry in 1985 when he invested in and joined the board of a de novo bank, Fairfax Bank & Trust. After ten years of operation, Fairfax Bank & Trust was sold to F&M Bancorp, which was subsequently acquired by BB&T. In 1999 Mr. Rebibo was an organizing director and became Chairman for nine years of Access National Bancorp (ANCX), which grew to $3 billion assets before selling to Union Bankshares in 2018 for $610 million.
In 2009, Mr. Rebibo co-founded and was Chairman of 1st Portfolio Holding Corporation, a residential mortgage and wealth management company. 1st Portfolio was sold to WashingtonFirst Bankshares (WFBI) in 2015, and WashingtonFirst Bankshares was acquired by Sandy Spring Bancorp (SASR) in 2018.
EDUCATION
University of Maryland
Graduate School
M.A. Mathematics
1966
Memphis State University
College of Arts and Sciences
B.S. Mathematics
1962
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Chairman
2009 – 2014
Access National Bank
Organizing Director and Chairman
1999 – 2008
Price level surveys play a central role in…
Jonathan Holtaway
President
Jon is the President of Ategra Capital Management, LLC, a company he co-founded in May 2005. He also was co-founder of 1st Portfolio Holding Corporation, a fee-based financial services company, which opened in 2009 and was sold to WashingtonFirst Bankshares in 2015 (WashingtonFirst sold to Sandy Spring Bancorp in 2018). Jon is currently Director of Hawthorn Bancshares Inc. (HWBK), a publicly-listed bank holding company.
Jon has been a bank investor and advisor since 1992 when he joined Danielson Associates, Inc. (merged with Ambassador Financial Group, Inc. in 2011), a Rockville, Maryland based firm where he was an Associate, Senior Vice President and Partner. His expertise includes merger advisory, equity valuation and strategic planning.
Jon has presented at bank industry conferences including the Pennsylvania Bankers Association and the Virginia Bankers Association. He is a graduate of the University of Pennsylvania’s Wharton School of Business with a B.S in Economics and a B.A. in History. In 2013, he authored the book – The Growth Penalty: Unfinished Business, Banking and the American Recovery. He lives in Vienna, Virginia with his wife and three children.
EDUCATION
University of Pennsylvania -
The Wharton School 1992
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Director
2009 – 2015
Danielson Associates
Partner 1997 – 2001
Associate 1992 – 1997
Jacques Rebibo
Chairman
Jacques is Chairman of Ategra Capital Management, LLC. He joined the company in 2010.
Mr. Rebibo has been a community bank investor for over 30 years. He entered the banking industry in 1985 when he invested in and joined the board of a de novo bank, Fairfax Bank & Trust. After ten years of operation, Fairfax Bank & Trust was sold to F&M Bancorp, which was subsequently acquired by BB&T. In 1999 Mr. Rebibo was an organizing director and became Chairman for nine years of Access National Bancorp (ANCX), which grew to $3 billion assets before selling to Union Bankshares in 2018 for $610 million.
In 2009, Mr. Rebibo co-founded and was Chairman of 1st Portfolio Holding Corporation, a residential mortgage and wealth management company. 1st Portfolio was sold to WashingtonFirst Bankshares (WFBI) in 2015, and WashingtonFirst Bankshares was acquired by Sandy Spring Bancorp (SASR) in 2018.
EDUCATION
University of Maryland
Graduate School
M.A. Mathematics
1966
Memphis State University
College of Arts and Sciences
B.S. Mathematics
1962
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Chairman
2009 – 2014
Access National Bank
Organizing Director and Chairman
1999 – 2008
Most investors have been taught stock prices are…
Jonathan Holtaway
President
Jon is the President of Ategra Capital Management, LLC, a company he co-founded in May 2005. He also was co-founder of 1st Portfolio Holding Corporation, a fee-based financial services company, which opened in 2009 and was sold to WashingtonFirst Bankshares in 2015 (WashingtonFirst sold to Sandy Spring Bancorp in 2018). Jon is currently Director of Hawthorn Bancshares Inc. (HWBK), a publicly-listed bank holding company.
Jon has been a bank investor and advisor since 1992 when he joined Danielson Associates, Inc. (merged with Ambassador Financial Group, Inc. in 2011), a Rockville, Maryland based firm where he was an Associate, Senior Vice President and Partner. His expertise includes merger advisory, equity valuation and strategic planning.
Jon has presented at bank industry conferences including the Pennsylvania Bankers Association and the Virginia Bankers Association. He is a graduate of the University of Pennsylvania’s Wharton School of Business with a B.S in Economics and a B.A. in History. In 2013, he authored the book – The Growth Penalty: Unfinished Business, Banking and the American Recovery. He lives in Vienna, Virginia with his wife and three children.
EDUCATION
University of Pennsylvania -
The Wharton School 1992
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Director
2009 – 2015
Danielson Associates
Partner 1997 – 2001
Associate 1992 – 1997
Jacques Rebibo
Chairman
Jacques is Chairman of Ategra Capital Management, LLC. He joined the company in 2010.
Mr. Rebibo has been a community bank investor for over 30 years. He entered the banking industry in 1985 when he invested in and joined the board of a de novo bank, Fairfax Bank & Trust. After ten years of operation, Fairfax Bank & Trust was sold to F&M Bancorp, which was subsequently acquired by BB&T. In 1999 Mr. Rebibo was an organizing director and became Chairman for nine years of Access National Bancorp (ANCX), which grew to $3 billion assets before selling to Union Bankshares in 2018 for $610 million.
In 2009, Mr. Rebibo co-founded and was Chairman of 1st Portfolio Holding Corporation, a residential mortgage and wealth management company. 1st Portfolio was sold to WashingtonFirst Bankshares (WFBI) in 2015, and WashingtonFirst Bankshares was acquired by Sandy Spring Bancorp (SASR) in 2018.
EDUCATION
University of Maryland
Graduate School
M.A. Mathematics
1966
Memphis State University
College of Arts and Sciences
B.S. Mathematics
1962
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Chairman
2009 – 2014
Access National Bank
Organizing Director and Chairman
1999 – 2008
The obituary of the small bank has been written a…
Jonathan Holtaway
President
Jon is the President of Ategra Capital Management, LLC, a company he co-founded in May 2005. He also was co-founder of 1st Portfolio Holding Corporation, a fee-based financial services company, which opened in 2009 and was sold to WashingtonFirst Bankshares in 2015 (WashingtonFirst sold to Sandy Spring Bancorp in 2018). Jon is currently Director of Hawthorn Bancshares Inc. (HWBK), a publicly-listed bank holding company.
Jon has been a bank investor and advisor since 1992 when he joined Danielson Associates, Inc. (merged with Ambassador Financial Group, Inc. in 2011), a Rockville, Maryland based firm where he was an Associate, Senior Vice President and Partner. His expertise includes merger advisory, equity valuation and strategic planning.
Jon has presented at bank industry conferences including the Pennsylvania Bankers Association and the Virginia Bankers Association. He is a graduate of the University of Pennsylvania’s Wharton School of Business with a B.S in Economics and a B.A. in History. In 2013, he authored the book – The Growth Penalty: Unfinished Business, Banking and the American Recovery. He lives in Vienna, Virginia with his wife and three children.
EDUCATION
University of Pennsylvania -
The Wharton School 1992
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Director
2009 – 2015
Danielson Associates
Partner 1997 – 2001
Associate 1992 – 1997
Jacques Rebibo
Chairman
Jacques is Chairman of Ategra Capital Management, LLC. He joined the company in 2010.
Mr. Rebibo has been a community bank investor for over 30 years. He entered the banking industry in 1985 when he invested in and joined the board of a de novo bank, Fairfax Bank & Trust. After ten years of operation, Fairfax Bank & Trust was sold to F&M Bancorp, which was subsequently acquired by BB&T. In 1999 Mr. Rebibo was an organizing director and became Chairman for nine years of Access National Bancorp (ANCX), which grew to $3 billion assets before selling to Union Bankshares in 2018 for $610 million.
In 2009, Mr. Rebibo co-founded and was Chairman of 1st Portfolio Holding Corporation, a residential mortgage and wealth management company. 1st Portfolio was sold to WashingtonFirst Bankshares (WFBI) in 2015, and WashingtonFirst Bankshares was acquired by Sandy Spring Bancorp (SASR) in 2018.
EDUCATION
University of Maryland
Graduate School
M.A. Mathematics
1966
Memphis State University
College of Arts and Sciences
B.S. Mathematics
1962
PRIOR EXPERIENCE
1st Portfolio Holding Corp.
Founder and Chairman
2009 – 2014
Access National Bank
Organizing Director and Chairman
1999 – 2008